Communities are reducing wildfire risk. Will their insurance bills go down?

Residents in Lake County, Calif. are increasingly being dropped by their insurance companies. Home insurance cancellations happen more frequently there than almost anywhere else in the country.

Insurance companies are dropping customers as the cost of disasters goes up. Some communities in California are working to reduce their risk, but so far, insurance companies often aren't factoring that in.

(Image credit: Lauren Sommer)