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fromjason ("fromjason.xyz ❤️ 💻") wrote:
A pro tip for the monetarily challenged:
You can OPT-OUT of overdraft protection AKA over draft fees.
Call your bank and tell them:
I would like to opt-out of all overdraft protection services, so any transaction that would overdraw my account are declined.
They might try to get you to sign up for another service that reduces the fee but stand firm. They'll tell you that ACH charges may still go through. That's fine. Most charges aren't ACH.